There really is no one-size-fits-all answer to this question, as the best way to create a fintech app will vary depending on the specifics of your project. However, some tips that may be useful include:

1. Research the fintech industry - Before you even start brainstorming ideas for your app, it's important to understand what fintech is and what it entails. Do some research to familiarize yourself with the basics of the industry so that you have a better understanding of what your app should focus on.

2. Think about how you can improve the user experience - One of the key ways to make your app stand out is by improving the user experience. This means designing your app in a way that makes it easy and fun to use.

3. Consider how you can monetize your app - Once you've created a quality app, it's important to think about how you can monetize it. This could involve developing new features or selling advertising space on your app.

4. Plan for long-term viability - Making an app is one thing - sustaining it over time is another challenge entirely. Make sure to think about how you will keep your app updated and relevant, as well as find ways to generate revenue from it in the long run.

Hopefully, these tips will help get you started on the right track in creating a fintech app! If you have any additional questions, please don't hesitate to contact.